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Debt Tokenization Services — Issue Tokenized Bonds Globally

This innovation is not something that will happen in the future; it is happening now, with big banks, investment companies, and financial technology companies already issuing debt tokens. Here at EvaCodes, we have everything you need to take your company to the next level through debt tokenization.

10+
Finished Projects
Top 5
Blockchain Companies by Clutch in 2026
100%
Success rate at UPWORK
5
Based on 56+ reviews on Clutch

What Is Debt Tokenization

Debt tokenization refers to the conversion of conventional debt instruments, such as bonds, loans, and credit, into their digital counterparts. It simply involves converting them into tokens using blockchain technology. This means that the tokens serve as digital representations of claims to receive interest and principal amounts from the issuers of these debts.

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What You Can Tokenize

The tokenization of debts is not limited to a single type of debt instrument; in our debt tokenization company, it can be applied to any asset that generates a regular income stream or carries a repayment obligation.

Government & municipal bonds

Tokenized government and local bonds benefit greatly from tokenization. Government bonds have recently become one of the most active classes of real assets registered on the blockchain.

Corporate bonds

Investment-grade bonds may also be asset-backed to reduce transaction costs. We may tokenize fixed-rate bonds, floating-rate bonds, bonds with an early redemption option, and convertible bonds.

Asset-backed securities

It is possible to bundle and tokenize credit card debt, mortgage loans, vehicle loans, and accounts payable. Real-time operating data is provided to investors, offering transparency unmatched by quarterly reports.

Short-term commercial paper

The issuance of commercial paper with maturities of 30, 60, and 90 days becomes increasingly efficient on the blockchain, owing to automatic redemption and refinancing.

Municipal bonds

Cities, regions, and government agencies can issue asset-backed infrastructure bonds to fund infrastructure projects. Thanks to blockchain-based monitoring, taxpayers and investors can see exactly how funds are allocated.

Private credit & direct lending

The rapidly growing private lending market stands to benefit significantly from tokenization. We help direct lenders tokenize bilateral loans, mezzanine debt, and secured senior credit lines.

Ready to issue Debt the Way it Should Have Been Issued Ten Years Ago?

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Our End-to-End Debt Tokenization Development Services

From conceptualization to post-launch maintenance, EvaCodes offers complete bond tokenization services. Our services are very safe, legally compliant, and adaptable to your specific needs.

Smart Contract Development

Our smart contracts are designed and implemented to be secure and auditable, ensuring full lifecycle management of your debt token. We work with industry-standard protocols such as ERC-3643 and ERC-1400.

Tokenized Bond Platform Development

We build custom platforms that allow issuers to fully manage their debt proposals. Investors get a comfortable interface for real-time subscription, holding, and trading of their positions.

Investor Portal & Wallet Integration

Both custodial and non-custodial crypto wallet systems are adopted to meet the needs of retail and institutional investors, providing a streamlined registration process that earns their trust from the start.

Smart Contract Auditing & Security

Each contract we write undergoes a thorough quality check and an audit-ready process from leading organizations. Security is incorporated into the software development process.

Key Benefits of Debt Tokenization Services for Investors

The debt tokenization services usher in a new era of investing in fixed-income securities, removing the barriers that have long prevented retail investors from participating in institution-only trading platforms.

Continuous markets

On weekends and public holidays, among other times, investors are free to buy, sell, or modify their investments. For the first time, this ongoing trading facility guarantees liquidity in all fixed-income markets worldwide.

Fractional access

Tokenization of instruments helps split more valuable instruments into smaller, less costly pieces. Our debt tokenization development company's process helps democratize investments in fixed-income securities while complying with regulatory requirements.

Instant settlement

The traditional cycle is replaced by nearly immediate, asset-backed private credit enabled by the blockchain's atomic transaction execution. It makes portfolio adjustments easier and significantly boosts capital consumption efficiency.

Verifiable risk

All aspects of a tokenized debt instrument, reserves, collateral, coupon payment history, and other information are recorded on the blockchain. This level of transparency builds trust and enables more informed, timely investment decisions.

Why Choose EvaCodes as your Debt Tokenization?

With EvaCodes, you’ll have a highly experienced team with in-depth knowledge of the blockchain sector and a focus on client-centric solutions, enabling them to provide solutions for any type of issuer.

Specialized RWA expertise

Our team specializes solely in asset tokenization services, and we have already handled assets that generate income. The advantages of our specialization lie in more efficient work and fewer errors.

Multi-blockchain capability

We develop and launch debt tokens on both public networks, such as Ethereum, TON, Polygon, and Solana, as well as on private blockchains. Our experts will assist you in selecting the optimal blockchain.

Transparent communication

Each client has a PM assigned specifically to them in debt tokenization services projects. The client is given updates on progress at all times, and a summary of deadlines and outcomes is provided.

Flexible engagement models

No matter whether you require fixed-price projects, a full-time development team, or an hourly consultation, we will tailor our organizational framework to your needs.
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NDA-backed confidentiality

We sign non-disclosure agreements before the first introduction. In our debt tokenization company, confidentiality is an integral part of our services, not an extra.
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Technology Our Debt Tokenization Developers Use

Rust

NestJS

OpenZeppelin

Redis

PostgreSQL

Docker

How We Tokenize Your Debt Instrumen — Step by Step

Our debt tokenization process is made to be clear and organized. We’ve split each project into five distinct stages, each with specific outcomes.

1

Discovery and strategy

We study your area, time, and financial resources to design a project plan that perfectly fits your requirements. At the conclusion, you will know precisely what is included in the scope of work and receive a price quote.
2

Architecture design

The next step is to address the design of the technological and legal environment required to launch your security products. It includes choosing a suitable blockchain platform and defining the type of system you require.
3

Smart contract development

We will develop intelligent contracts for the complete lifecycle of your systems, from coupon issuance and cap transfers to default handling. This is further supported by a tailor-made investor portal and issuer management platform.
4

Security auditing

Every smart contract undergoes extensive internal testing before being deployed to the blockchain. To do this, worst-case scenarios, including unsuccessful payments and network overload, must be simulated.
5

Issuance and support

Your debt product is live, the first investors have been found, and the initial offering is underway. Upon launch, the team’s main focus will be on corporate actions and improvements to secondary market trading.

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FAQ

Is a tokenized bond legally the same as a traditional bond?

Sure enough, in many instances, the status of the tokenized bond is identical to that of the traditional paper bond. The issue of tokens will be guided by relevant regulations in the securities industry, including MiFID II, MiCA, Reg D, Reg S, and many more. Holders of tokenized bonds still enjoy the rights of bondholders, including the right to claim interest, receive repayment of principal, and recover losses incurred due to default.

How are interest payments handled?

The coupons’ interest payments will be automatically paid through smart contracts on each coupon payment date. The money will then be deposited directly into the wallets of authorized owners in systems such as USDC or EURC. There is no need for a payment agent in this system, thus making it very transparent and traceable on a blockchain network.

Can tokenized debt be traded on secondary markets?

Debt tokenization is therefore carried out in order to provide 24/7 liquidity in the secondary market. Process enables trading only with whitelisted counterparties or via any platform, such as an alternative trading system or an exchange based on distributed ledger technology. This process provides an entirely new way to facilitate liquidity in illiquid securities.

How long does an issuance take?

For a standard debt tokenization project, it typically takes 4 to 8 weeks from the start of consultations until the tokens become publicly available on the blockchain. In some cases, our debt tokenization development company can complete system issuance for a relatively simple debt instrument with an already well-established legal framework in as little as 2–3 weeks.

Our offices

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  • 651 N BROAD ST, STE 206 Middletown, DE 19709, United States
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  • Prosta 20/00-850, 00-850 Warszawa, Poland
  • 09:00 AM - 05:00 PM
  • +351910968921
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  • str. Dorohozhytska, 3 Kyiv, 02000 Ukraine
  • 09:00 AM - 05:00 PM
  • +380736113097
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EvaCodes Reviews

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    Ruslan Pavlov
    Chief Business Development Officer at EvaCodes