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Professional DeFi Lending and Borrowing Platform Development

With our DeFi lending and borrowing platform development services, you can get comprehensive guidance on the latest market changes for a variety of financial products. We are an industry-leading DeFi development company with highly attractive offerings. Contact us now to see how you can maximize the return on your investment in your business.

Finished Projects
Blockchain agency by Clutch in 2022
Success rate at UPWORK
Based on 30+ reviews on Clutch

Kickstart your DeFi application in just a couple weeks

DeFi lending applications require certain essential DeFi platform components, such as wallets and an exchange. Therefore, we offer you our exclusive pre-built DeFi app solution, which will allow you to create your own application in weeks rather than months. It is designed to be customizable, and it helps you achieve two primary outcomes:

  • You promptly receive a fully-functional application that meets all requirements for a DeFi platform.
  • Our skilled staff can make any modifications (including the addition of lending/defi borrowing features) in order to provide you with a unique, customized DeFi solution.

We create the blueprint for your product’s success

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Understanding Lending and Borrowing in DeFi

The term DeFi stands for “decentralized finance.” Users favor DeFi lending and borrowing for a variety of reasons, including its transparency, security, and open-source nature. Using smart contracts for DeFi lending and borrowing eliminates the need for middlemen, making the process smooth and incredibly simple. This type of peer-to-peer platform gives individuals the ability to borrow and lend money directly to one another. If you’re looking to enter the financial services industry, DeFi lending and borrowing platforms are a fantastic way to establish a name for yourself.

Benefits Of A DeFi Lending Platform

Easy access to credit

Easy access to credit

Borrowers are able to secure loans denominated in fiat currency from lenders by putting up their cryptocurrency holdings as collateral.

Simple to arrange

Simple to arrange

Crypto loans are considered to be traded after both the lender and the borrower have reached an agreement on the interest rate.

Familiar procedures

Familiar procedures

Similar to regular loans, crypto loans are transferred into the account of the borrower, who is then responsible for paying principal and interest to the lender.



This method of borrowing takes place on DeFi lending platforms, which eliminates the need for the participation of any third parties.

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Reasons to launch a DeFi lending platform

Fast lending and borrowing processes

Open to anyone with a crypto wallet

Improved consistency in lending decisions

Immutability and tamper-proof data coordination

Challenges of DeFi Lending Platform Development

Complicated user interfaces

The user interfaces (UIs) of DeFi platforms are notoriously complex, which can make it challenging for users to navigate their platforms. At EvaCodes, we put a great deal of focus into making sure that our products are easy to use. The key to your success in the market is the development of an interface that both gives users the tools they need and is easy to use.

Third-party integrations

Due to the complexities involved in integration, not all DeFi platforms can interface with third-party exchange platforms. This is because the process can lead to coding errors, flaws, and malfunctions in the DeFi lending software. However, if your staff possesses the necessary experience and expertise, they will be able to successfully integrate your DeFi solution with other systems.

Security vulnerabilities

Security flaws have the potential to render your platform useless. Hackers have been known to target decentralized financial platforms. Our group makes use of both the latest security measures and tried-and-true coding methods in order to protect investor funds of investors and keep your platform reliable.

Lack of governance and regulations

There is no single body controlling the transactions and the flow of funds through a decentralized network because control is diffused throughout the network. Decentralized finance platforms provide a record of the who, when, and where of each transaction. In addition, these platforms provide evidence to ensure that the lender complies with all regulations and platform rules. This is made possible by the transparency of blockchain technology and smart contracts.

Reasons to choose EvaCodes

Unique skills and expertise

The blockchain is where we shine. Together, we have put in a lot of late nights in order to master its technologies so we can make your business ambitions a reality.

Best Approach

You can count on our team 100%. We help you refine your offering, reduce costs and save time, and even set up campaigns and construct your own community.

Cross-Platform Experience

We help you develop solutions across multiple blockchain platforms in order to get maximum reach.

Unparalleled Support

Our work doesn’t stop when your product launches. Worry about growing your business while you let us take care of all post-delivery matters for your project.

Products That Convert

We develop blockchain products that make an impact and help you attract the greatest number of customers.

Easy Integration

We do everything we can to provide the best user experience by using the most advanced application programming interfaces (APIs) and integration capabilities for external wallets.

Rapid, Reliable Development

We research the demographics of your ideal customers, devise a strategy for moving forward, put our full focus on your DeFi lending and borrowing platform development, and guarantee that it will launch without a hitch.

Must-Have Features for a DeFi Lending Platform

Fiat on-ramp

Fiat on-ramp

The on-ramp enables customers to exchange fiat currency for crypto assets. This is key to bringing in crypto newcomers, who are key to expanding your user base.

DeFi wallet

DeFi wallet

Borrowers and lenders cannot deposit assets without a crypto wallet. A wallet should ideally support a variety of cryptocurrencies and tokens.

Smart contracts

Smart contracts

As the core of a DeFi lending platform, smart contracts control the flow of cash, transactions, and exchange rates by acting as an automated middleman.

Liquidity pool

Liquidity pool

A liquidity pool is a depository where users can store their crypto assets and make them liquid for lenders. The funds paid into a liquidity pool maintain DeFi platform operations.

Risk management

Risk management

Maintaining the security and value of our users’ money and assets is our top priority. Thanks to automated financial protocols, the platform is blocked from executing transactions that result in a value loss.

Flash loans

Flash loans

When taking out flash loans, traders can obtain unsecured loans directly from lenders, without a middleman. Flash loans act as a new form of uncollateralized loans on Defi platforms.

Our Development Process


At this stage, there is a lot that still needs to be identified, including target users, operating platforms, necessary features to include, and third-party services to integrate.


Our (UI/UX) designers leverage their market-leading creative skills to build an interface for your platform that is user-friendly, straightforward, intuitive, and that works well with your DeFi lending platform.

Development and testing

When everything is ready, our blockchain developers begin the coding process, and our quality assurance specialists review everything to ensure that your platform runs smoothly and without any bugs.

Deployment and maintenance

As your platform goes live, our development team begins deploying smart contracts to the mainnet.

Our Engagement Models

Fixed Price

If your firm is working on a project that requires undivided attention, ask about hiring our company's experienced developers. There is no initial commitment required, as this is a month-to-month arrangement.

Time & Material

If your business requires ongoing DeFi lending platform development services for a project that is not yet well-defined, ask about our hourly rates. With this model, you are charged as your project accrues work hours.

Dedicated Team

If your firm is looking for a team to take your project from start to finish and beyond,, talk to us about hiring our developers. This agreement is month-to-month and requires no prior payment.

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Our offices

  • 651 N BROAD ST, STE 206 Middletown, DE 19709, United States
  • 09:00 AM - 05:00 PM
  • str. Dorohozhytska, 3 Kyiv, 02000 Ukraine
  • 09:00 AM - 05:00 PM
  • +380736113097
  • 24/15 Azatutyan Avenue Yerevan 0018 Armenia
  • 09:00 AM - 05:00 PM

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EvaCodes Reviews

5.0 35 REVIEWS

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    Ruslan Pavlov
    Chief Business Development Officer at EvaCodes